Why work with Nationwide Equipment Funding?

Our connections to funding sources are unparalleled. With more than a decade of involvement with agricultural equipment, we know who is reliable and trustworthy - and who isn’t. We guide you to reputable lenders who are knowledgeable about all types of farm equipment financing.

We have what you’re looking for, including:

• Easy application process
• Quick turnaround time
• Low down payments
• Flexible payment structures
• Competitive rates

To finance equipment you'll want to know exactly:

• what your credit score is,
• how long you have been in business,
• debt to income ratio,
• how much you have in assets,
• what you have available to provide as collateral,
• net operating capital (minimum revenue requirements)
• the cash flow of the business
• length of time the equipment is needed,
• your tax situation,
• your company's future capital needs related to future growth.

Factors that influence the price of your heavy equipment loan include:

• The price of the equipment
• Money down
• The age of the equipment you're buying
• Your personal and business credit history
• How long you've been in business
• Some types of leases allow for seasonal business fluctuations, lower monthly payments while a project is ramping up and revenue not yet being generated from the equipment and other specific circumstances your business may experience

Compare these factors to get your best loan:

• Term of the agreement
• Final funding amount paid to the vendor including taxes, freight, etc
• Final Monthly payment including or excluding taxes
• Number of payments or % down due up front
• Fees such as doc fees and titling fees due up front
• Buy out at the end of the agreement